For Trade Contractors

Do You Know Which Jobs
Are Actually Making You Money?

You're busy, booked out 6 weeks, and revenue looks good — but where did it all go? Materials overruns, slow-pay clients, and seasonal swings are killing your margins. We show you exactly where you stand.

Get Your Numbers Right See How We Help
HVAC Plumbing Electrical General Contractor

You Mastered Your Trade.
The Finances Shouldn't Be a Mystery.

Trade contractors are among the most skilled business owners — and the most financially underserved. Sound familiar?

JOB

No True Job Cost Visibility

You bid a job at $22,000. Materials ran over, the crew took longer, and you ended up with a helper for extra days. Did you make money? Lose money? You won't know until tax season — if ever.

NET

Slow-Pay Clients Killing Cash Flow

You finished a commercial job six weeks ago and are still waiting on final payment. Meanwhile, payroll doesn't wait. You're floating your clients' cash flow on your own credit line.

CREW

Labor Costs Running Wild

Overtime adds up fast on big jobs. Warranty callbacks cost you labor with zero revenue. Subcontractor invoices come in late. Your labor cost per job is a guess, not a number.

GEAR

Equipment & Vehicle Costs Everywhere

Trucks, lifts, tools, trailers — the fleet is expensive to run, repair, and replace. But those costs aren't being tracked at the job level. They're eating your margins invisibly.

SEASON

Feast-or-Famine Cash Flow

HVAC in July is insane. January is dead. Plumbing emergencies spike in winter. You make great money in season and barely survive off-season — without any planning for either.

BOND

Can't Get Bonding or Financing

You want to bid bigger commercial jobs, buy a building, or add a second crew — but bonding companies and banks want clean financials, working capital ratios, and cash flow projections you don't have.

Your Financial Partner,
Built for the Trades

We combine fractional CFO expertise with real-time financial data — built specifically for contractors who run a real operation.

1

Job Cost Tracking

  • True cost per job: labor, materials, equipment, subs
  • Estimate vs. actual comparison on every project
  • Identify your most and least profitable job types
  • Overhead allocation per job
2

Cash Flow Management

  • AR aging report — who owes you, for how long
  • Collection forecasting by job and client
  • Payroll cash planning (never miss a payday)
  • 3-month cash position forecasting
3

Labor & Crew Analytics

  • Labor cost as a % of revenue per job type
  • Overtime tracking and forecasting
  • Callback and warranty cost analysis
  • Subcontractor cost management
4

Equipment & Fleet Cost Tracking

  • Cost per vehicle per month (fuel, maintenance, insurance)
  • Equipment ROI — is that $80K truck paying for itself?
  • Depreciation planning and replacement timing
  • Lease vs. buy analysis for new equipment
5

Seasonal Planning & Forecasting

  • Revenue forecasting by season and trade type
  • Off-season cash reserve planning
  • Crew staffing cost optimization by season
  • Pipeline-based revenue projections
6

Bonding & Growth Readiness

  • Clean financial statements for bonding companies
  • Working capital ratio management
  • SBA and equipment loan documentation
  • Multi-crew expansion financial modeling

We Speak Your Language

Financial expertise meets real-world knowledge of how trade businesses actually run.

JOB

Job-Level Detail

We track profitability at the job level — not just the business level — so you know exactly what's working

AR

Collections Focus

Slow-pay clients are a trade contractor's #1 cash killer — we keep your AR front and center

DATA

Real-Time Dashboard

See your financial position from the job site, not just when you're back in the office on Friday

CPA

Works With Your CPA

Clean books all year means no surprises at tax time — and a faster close with your accountant

Stop Guessing at Your Margins.
Start Running a Tighter Operation.

Schedule a free 30-minute consultation. We'll look at your current job costs and cash flow and show you exactly what we can improve — no obligations, just real numbers.

Schedule Your Free Consultation